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Debt: A Virtuous or Vicious Cycle, you choose

Over the last decade I’ve spent much of my time managing funds (plus one investment holding company) investing in young companies (a.k.a. startups, a.k.a. SMEs). This includes not only equity investments, and revenue-based investments, but also traditional loans. Most of the borrowers understand what a loan is, and how loans work. For those that understand the follow the expectations, debt...

Harry Potter: Chapters 8 through 800,000

As an entrepreneur and investor I’m constantly running through “what if” analyses. In my off time it seems I do something similar, but there I let creative others come up with new variation. What this looks like is Harry Potter fan fiction, where you already know the characters and story arcs, but where each time you start a new story, you get a different “what if”...

Properly scaling images in PowerPoint

PowerPoint (and Google Slides) are ubiquitous in modern business, but techniques such as properly scaling images are not. This post is a quick guide on scaling images without distorting those images. For example, the image on the left is taken from a real pitch deck. From the shape of the man’s head it is clear this image has been resized, but in doing so the image has been distorted...

Unintended Consequences: Daily Payroll

It turns out that its only in the USA where payroll is commonly paid more frequently than once per month. As a business owner, I understand the benefits of monthly payroll, as payroll takes time and effort to process, as well as cash in the bank. That said, most likely this is soon to be history, as online services like Gusto make paying payroll just a few clicks of effort, including all the...

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